Home ⟶ Funding

Funding

Funding Support for
Smarter Energy Choices.

At Smart Living Energy, we believe clean energy should make financial sense. That is why we are here to help you take full advantage of the funding support available for renewable energy systems across the UK.

Whether you are a homeowner or a tenant, subject to eligibility, there are a range of government-backed schemes, grants, and incentives designed to make switching to smart, sustainable energy more affordable than ever.

What is the ECO4 Scheme?

The ECO4 (Energy Company Obligation Phase 4) scheme requires major UK energy suppliers to help low-income and vulnerable households reduce their energy use and emissions.

The ECO4 Scheme is designed to help homes that are:

Poorly insulated
Expensive to heat
Running on outdated systems

If you live in an older property, are not on the gas grid, or have high energy bills, you could qualify for subsidised upgrades (subject to eligibility).

More about the ECO4 Scheme

What is included?

Through ECO4, eligible homes may receive fully funded or heavily subsidised:

Loft, cavity or wall insulation
Cut heat loss and improve comfort
Air Source Heat Pump installation
Modern, low-carbon heating system with low running costs
Room-in-roof and underfloor insulation
Ideal for older properties or converted spaces
Smart heating controls
Improve efficiency with zoned or programmable systems
Boiler upgrades
Replacing inefficient or broken systems with modern units.

All work is carried out by accredited professionals – and we manage the funding paperwork, so you do not have to.

Do you qualify?

You might be eligible if:

Your home has an EPC rating of D, E, F, or G
You use an old or inefficient heating system
You or someone in your household receives certain welfare benefits or support

We will ask a few simple questions and let you know exactly what support may be available to you.

Whether it is a rented flat or a family home, we will go through the potential improvements that could make the biggest difference.

Local Authority Flexible Eligibility (LA Flex)

The Local Authority Flexible Eligibility (LA Flex) is an extension of the ECO4 scheme that allows your local council to widen the criteria for support. This means more households, beyond those receiving benefits, may be able to access insulation and heating upgrades.

What is the LA Flex scheme?

Expanded access to funding – Councils can help residents based on broader criteria such as low income, chronic health conditions, age, or risk of fuel poverty.
Designed to meet local needs – Each local authority sets its own eligibility rules, considering local demographics and vulnerability factors.
Support for vulnerable households – LA Flex aims to improve living conditions for those most at risk from cold homes, including the elderly, young children, and those with respiratory or cardiovascular issues.
Some examples of factors that a local authority would consider for eligibility:
- The annual household income is under £31,000
- Residents are experiencing health-related conditions aggravated by cold
- The property has an Energy Performance Certificate (EPC) rating of D-G

We can help determine if LA Flex could work for you based on where you live and your household circumstances. Contact us today to find out more.

The Great British Insulation Scheme (GBIS)

If your home could be more energy efficient, you may be eligible for support through the Great British Insulation Scheme. This government-backed programme helps households across England, Wales, and Scotland insulate their homes, reducing heat loss and energy bills.

Designed for homes with low Energy Performance Certificate (EPC) ratings (D-G)
Available to those in Council Tax bands A-D in England (A-E in Wales/Scotland)
Covers insulation upgrades like loft, cavity wall, and solid wall insulation.

Better insulation means less energy wasted – and more money saved.

Smart Export Guarantee (SEG)

Already thinking about solar? The Smart Export Guarantee rewards you for the electricity you generate and export back to the grid.

Open to households with solar panels, wind, hydro, or micro-CHP systems
Receive payments from your energy supplier for the excess electricity you export
Payments are paid per kilowatt hour (kWh)
You must have a smart meter to qualify for the SEG

Reduce your bills and earn from your surplus energy.

Home Energy Scotland

If you live in Scotland, Home Energy Scotland offers a generous mix of grants and interest-free loans for renewable upgrades.

Up to £7,500 grant support (or more if eligible for rural uplift)
Interest-free loans to cover remaining costs

There are many funding options designed to match your home, income, and energy needs (subject to eligibility).

How It Works

Please contact us

Complete our simple form so we can assess your eligibility.

We survey your property

Our surveyor will assess your home and energy usage to design the right solution.

We Install Your Upgrades

Work is carried out by our own trusted engineers – tidy, respectful, and efficient.

You Start Smart Living

Enjoy a warmer home, reduced energy bills, and improved long-term comfort.

Results That Matter

We have helped households stay warm, lower their energy bills, and feel more in control of their homes. With expert advice, trusted workmanship, and friendly support – we are proud to deliver more than just installs.

Over 40 years of combined experience

Trusted by insurers and energy providers

A fully integrated end-to-end service

Tailored to your property and your situation

ECO4 - Frequently Asked Questions

Do I need to pay anything?

In many cases, if eligibility criteria is met, ECO4 covers the full cost. If a contribution is needed, we will explain it clearly before anything goes ahead.

Can I apply if I rent?

Yes, tenants can apply with their landlord permission. We will speak with your landlord and support the process.

Is the scheme available in cities and urban areas?

Yes – ECO4 is UK-wide and supports homes in towns, cities, and rural locations alike.

How long does it take?

From assessment to installation, it typically takes a few weeks. We will keep you updated throughout.

See what our customers say

(Source: Trustpilot)

After the previous company went bust, these guys were appointed through HIES and they couldn’t have been more helpful and cost me no extra money. The team who did the installation were brilliant. Always checking stuff with me, tidied everything up and talked me through everything. Highly recommend

I get the feeling I am dealing with a company and its staff that really care and will go the extra mile to ensure their customer is happy.

The engineers turned up on time, explained what they needed to do, work efficiently throughout the two days it took to complete the work. Very polite, clean and tidy job. Thank you.

I highly recommend. The installers came and installed a large array of solar panels and battery system in my home. Quick and tidy install, no fuss and answered any questions I had. I was given a quote and could see what to expect savings wise. Once installed the team explained how the system works, got my app up and running and helped me find the best ways to save money with my new system. Thank you!

Superb from start to finish. Cannot recommended highly enough for a customer that is hard to please 😃 Moved things around the schedule to accommodate which was fantastic. Guys on the ground were very knowledgable & a professional, neat and tidy job carried out. Very minimal disruption.